Start building your child's future today
Set it up once. Stability, protection and growth, rebalanced automatically until the day they need it.
No purchase fee, no selling fee, no lock-up, from ~EUR 50.
The cost of the obvious choice
Many parents set money aside for their child in a savings account. It feels safe, but at 2% inflation, EUR 1,000 set aside at birth buys what EUR 700 buys by the time your child turns 18. Your child's one irreplaceable advantage is time, and a savings account is designed to keep your capital intact rather than to outpace inflation over eighteen years.
Three jobs, one portfolio
The Kids Bundle gives every crypto asset a job: stability, protection, growth. It rebalances back to target every quarter, trimming whatever has grown past its target weight, topping up whatever has fallen below, with no decisions required from you.
Stability
The anchor, the Swiss franc comes from a country that has kept inflation low for decades.
Growth
Bitcoin, one third. An entire childhood for it to work.
Protection
Gold*, one third. The oldest store of value there is, through inflation and currency shifts.
*Held through DGLD. For more on DGLD, see “What is DGLD?” in the FAQ section below.
Built for Auto-Invest
We simulated the Kids Bundle alongside a savings account in three markets: 100 a month from August 2021 to October 2026, 6,300 paid in, each simulated in its own local currency. Kids Bundle figures are net of all fees, savings accounts at their official published rates.
- Kids Bundle (net of all fees)
- Benchmark Livret A
- Paid in (100/month)
EUR - France
- Kids Bundle€7,8681.31x
- Benchmark Livret A€6,3551.06x
- Paid in (100/month)€6,000
PLN - Poland
- Kids BundlePLN 7,3561.23x
- Benchmark PKO Child Savings AccountPLN 6,8501.14x
- Paid in (100/month)PLN 6,000
DKK - Denmark
- Kids BundleDKK 7,8681.31x
- Benchmark `Danske Bank Børneopsparing`DKK 6,1311.02x
- Paid in (100/month)DKK 6,000
Past performance is not a reliable indicator of future results. Over shorter or more volatile periods, the Kids Bundle can underperform a savings account. Historical simulation, not a projection. Kids Bundle: 33% Swiss franc, 33% Bitcoin and 34% DGLD, simulated with the gold spot price, quarterly rebalancing, net of all fees. Savings products at their official or published rate histories, interest gross of local tax.
Kids Bundle’s current allocation
- 50%
CHF
Swiss Franc
- 30%
- 10%
- 10%
Frequently asked questions
A long-term investment portfolio for parents investing on behalf of their children. It is built on three jobs, stability, protection and growth, each filled by one or more assets chosen for resilience over a horizon measured in years, not months. Invest once, add whenever you want, or pair it with Auto-Invest to keep building over time.
By job, not by preference. Each pocket exists to do one thing: stability anchors the portfolio whatever markets do, protection preserves purchasing power through inflation and currency shifts, growth captures long-term upside over an entire childhood. The assets filling each pocket are chosen to do that job well, and a pocket can hold more than one where that serves the job better. The portfolio holds those weights by design rather than reacting to market noise.
DGLD is a crypto-asset issued by Gold Token SA (GTSA), the tokenisation arm of MKS PAMP, a Swiss precious-metals group with 60 years of history. According to the white paper, each token is digital evidence of a co-ownership right in one fine troy ounce of allocated, LBMA-certified PAMP gold, held in segregated, insured vaults in Switzerland under the custody of MKS PAMP SA. DGLD trades on its own market dynamics and its price may differ, sometimes significantly, from the gold spot price. Its market is less liquid than larger crypto-assets. DGLD held in a Bundle cannot be used to request physical delivery of gold. SwissBorg is not the issuer or offeror of DGLD. The DGLD white paper is available on our white papers page.
Rebalanced back to its target every quarter: gains from whatever ran ahead are taken and reinvested into the other pockets, so no single job ever quietly grows to dominate the portfolio. It can be reallocated outside that schedule in exceptional circumstances, to protect user investments. See T&Cs.
Because doing this yourself is not difficult, it is relentless. Buying the assets is the easy part. What defeats people is the next fifteen years: trimming what has run and topping up what has not, calmly, in exactly the months when doing nothing feels smarter. The Kids Bundle takes that decision out of your hands and keeps taking it, so what your child eventually receives is the portfolio you designed, not the one your worst month talked you into.
There is no purchase fee and no selling fee. You pay a recurring monthly subscription fee, with discounts for Premium users. Full detail in the SwissBorg pricing policy.
Approximately EUR 50, or its equivalent in other currencies.
Yes. The Kids Bundle is designed for exactly that: one long-term portfolio, held in your name, doing three jobs for your child's future until the day you hand it over.
